PAYMENT POLICIES:
· We accept VISA, MasterCard, and Discover – credit or debit cards. No checks, money orders or payments via mail are accepted.
· All transactions will process immediately upon submission of order through authorize.net. Please note that you may see a charge from our company prior to your shipping confirmation receipt. This does not mean we have got your money. The payment process goes as follows – authorize.net is a secondary credit card processing company that our company uses to process our payments (see secure shopping). We use this company for many reasons the number one reason is security for our customers on their personal information. Second is the highest grade of guarantee to our company against the ever increasing crime of credit card fraud. Upon entering your payment information, authorize will capture and hold your funds until we enter the shipping information into the system. Then and only then do they deposit the funds into our account. Your money is being held in trust with authorize.net until your package is guaranteed to be delivered. It may be showing to deduct, but the money is being held in trust and can be released back to your account within a few minutes if item is not available for shipping. Factory Direct Purses personally guarantees you that your idenity as well as your money is safe and very secure; you are guaranteed your money will be refunded if your package is not shipped to you due to item unavailability. Just as we are guaranteed payment upon shipping of package to customer – both parties in a transaction supervised by authorize.net are secure.
· Charge will show up as Factory Direct Purses on your credit card statement, bank debit card transaction or bank statements.
· All orders from Alabama must provide a copy of State Sales Tax Exempt License or be charged a 4% sales tax. See Wholesale Information for more details and instructions on tax exempt status. Orders within Lauderdale County, Alabama are subject to an additional 1.5% county tax that will bill separate due to tax calculator being preset to 4%.
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